CHICAGO TITLE INSURANCE COMPANY

STANDARD NEW YORK ENDORSEMENT

(LOAN POLICY)


Attached to and made a part of Policy Number _____________________________________________

1.  	Covered Risk Number 2(c) is deleted if the Land is improved by other than a 1-4 family dwelling or is vacant land. 
 
2.	Exclusion Number 7 is deleted, and the following is substituted:
	
7.  	Any lien on the Title for real estate taxes, assessments, water charges or sewer rents imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records.  This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b).

3.	Covered Risk Number 11 is deleted, and the following substituted:

	11.	The lack of priority of the lien of the Insured Mortgage upon the Title

(a) 	as security for each and every advance of proceeds of the loan secured by the Insured Mortgage over any statutory lien for services, labor or materials furnished prior to the Date of Policy, and which has now gained or which may hereafter gain priority over the lien of the Insured Mortgage; and
(b) 	over the lien of any assessments for street improvements under construction or completed at Date of Policy.


This endorsement is issued as part of the policy.  Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance.  To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls.  Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

DATE:

Countersigned:


By:  ___________________________________




72E166 (5/1/07)                                                                                                                                                                      STANDARD NEW YORK ENDORSEMENT	                                                                                              
 FOR USE WITH ALTA LOAN POLICY (6-17-06)

72E166 (5/1/07)                                                                                                                                                                      STANDARD NEW YORK ENDORSEMENT	                                                                                              
 FOR USE WITH ALTA LOAN POLICY (6-17-06)